Loan Programs
Mortgage loan programs for Downriver Michigan
We offer conventional, FHA, VA, USDA, jumbo, refinance, cash-out, home equity, first-time buyer and non-QM loan programs across the Downriver communities of Wayne County. The right program depends on your credit, your down payment, the property and how long you plan to stay — and we compare them side by side before you commit.
Choose a program
Start with the loan that fits your situation
Each page covers what the program is, who it suits, typical requirements, honest pros and cons, and the questions we get asked most.
Not sure which program fits?
Tell us about your situation and we will show you the two or three options that actually apply.