Legal
Licensing and disclosures
Downriver Mortgage, a dba of National Mortgage Home Loans. The company NMLS identifier is #1433997, and our licensing can be verified through the NMLS Consumer Access website. This page collects the disclosures that apply to our mortgage services.
Who we are
Downriver Mortgage is a locally operated mortgage office serving the Downriver communities of Wayne County, Michigan, operating as Downriver Mortgage, a dba of National Mortgage Home Loans. Our office is located at 123 Biddle Avenue, Suite 200, Wyandotte, MI 48192, and we can be reached at (248) 617-7953 or chrisb@mynationalloan.com.
NMLS identification
Company NMLS #1433997 (National Mortgage Home Loans). Verify our license and the license of any individual loan originator at NMLS Consumer Access. Individual loan originator NMLS numbers are listed on the About page and in email signatures.
Not a commitment to lend
This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. All loans are subject to credit approval, income verification and property approval. Not all applicants will qualify. Equal Housing Opportunity.
No rate quotes on this site
This website does not publish interest rates or annual percentage rates. Pricing is individualized and depends on credit profile, loan program, loan-to-value, occupancy, property type and market conditions at the time of lock.
Equal Housing Opportunity
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. It is illegal to discriminate against any person on the basis of race, color, religion, sex, handicap, familial status, national origin, or, in the case of credit transactions, because all or part of the applicant's income derives from a public assistance program or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
Government program affiliation
We are not acting on behalf of, or at the direction of, the Federal Housing Administration, the Department of Veterans Affairs, the U.S. Department of Agriculture, the Michigan State Housing Development Authority, or the federal government.
Texting and calling consent
When you submit a form with the consent checkbox selected, you agree that we may contact you by phone, text message and email, including through automated means, at the number and address you provide. Consent is not a condition of any purchase. Message and data rates may apply, and you may opt out at any time.
Complaints
To raise a concern, contact us at chrisb@mynationalloan.com or (248) 617-7953. Consumers may also contact the Michigan Department of Insurance and Financial Services or the Consumer Financial Protection Bureau.
Downriver Mortgage, a dba of National Mortgage Home Loans | NMLS #1433997. Equal Housing Opportunity.