About us
A local mortgage team, Downriver born
Downriver Mortgage is a locally operated mortgage office serving the Downriver communities of Wayne County, Michigan. We operate as Downriver Mortgage, a dba of National Mortgage Home Loans, which means local people handle your file while a well-established national lender provides the programs, pricing and lender relationships behind it.
Our story
Downriver is not an anonymous suburb. It is eighteen communities with their own downtowns, their own school pride and their own housing quirks — century-old bungalows in Wyandotte, canal homes in Gibraltar, farmland at the edge of Huron Township. People here tend to buy within a few miles of where they grew up.
We built this office for those buyers and homeowners. Not a call center in another state, and not a website that hides behind a form. A local mortgage team you can call, meet, and hold accountable — the same people from the first conversation through closing day.
What the National Mortgage Home Loans relationship means for you
Downriver Mortgage, a dba of National Mortgage Home Loans. In plain terms: we are a locally operated franchise office delivering the service, and National Mortgage Home Loans (NMLS #1433997) brings the licensing infrastructure, the compliance oversight and access to a wide set of wholesale lenders and loan programs.
That combination is the whole point. A large lender alone can be impersonal. A small shop alone can be limited in what it can offer. Together, you get someone who knows your street and a program shelf deep enough to find the right fit — conventional, FHA, VA, USDA, jumbo, home equity or non-QM.
Our team
The people who will handle your loan
Placeholder profiles shown below — replace names, titles, NMLS numbers, photos and contact details with your licensed team.
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Producing Manager | Loan Officer
NMLS #000000
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Senior Loan Officer
NMLS #000000
Placeholder bio. Mention specialties such as first-time buyers, VA lending or self-employed borrowers.
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Loan Officer
NMLS #000000
Placeholder bio. Mention the Downriver communities this officer serves most often.
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Loan Partner | Client Concierge
NMLS #000000
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How we work
Three commitments
Answer the phone
You get direct numbers, and we return calls the same business day whenever possible.
Explain the trade-offs
Every program has a downside. We name it before you sign anything.
Protect the closing date
We order appraisal and title early and chase documents so your dates hold.
Ready to talk to a local loan officer?
Get a straight answer about what you qualify for, with no obligation and no pressure.