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Calculators

Mortgage calculators

Use these calculators to estimate a full monthly payment including taxes, insurance and mortgage insurance, to see what purchase price your income supports, and to check how long a refinance takes to break even. Results are estimates for planning only.

Monthly payment calculator

Includes principal and interest, property taxes, homeowners insurance, estimated mortgage insurance and HOA dues, with the loan balance charted over time.

$
%

$25,000

%
yrs
$
$
$

Estimated monthly payment

$1,932

Principal & interest
$1,422
Property taxes
$300
Homeowners insurance
$125
Mortgage insurance (estimated)
$84
HOA dues
$0
Loan amount
$225,000
Loan-to-value
90.0%

Balance over time

Disclaimer

These calculators are provided for general educational and planning purposes only. All results are estimates and do not constitute a loan offer, a rate quote, a pre-approval or a commitment to lend. Actual payments, rates, taxes, insurance premiums and mortgage insurance costs will differ based on your credit profile, the property, the loan program and market conditions. Property tax and insurance figures are user-entered assumptions. Contact us for a personalized estimate.

Want real numbers instead of estimates?

A short conversation gets you an accurate payment quote for your actual situation.